Financing
A new system for a payment you pick.
Replace a failing furnace or AC now and pay over time. Plans run from 18 months at 0% to 120 months, with approved credit.
Payment estimator
Updates as you move the sliders- Amount financed
- $9,500
- Term
- 120 months
- APR
- 7.99%
- Total of payments
- $13,826
- Interest
- $4,326
Estimate only. Example rates for illustration. Your rate and terms depend on credit approval by our lending partner. The 0% plan assumes equal payments made on time.
Typical costs
What a new system costs in Louisville.
Installed prices from our 2026 jobs. Your estimate depends on home size, ductwork and the efficiency you choose.
| System | Installed |
|---|---|
| Furnace replacementFrom about $46 a month | $3,800 to $7,500 |
| Ductless mini-split, one roomFrom about $47 a month | $3,900 to $6,200 |
| Central AC replacementFrom about $58 a month | $4,800 to $8,900 |
| Heat pump systemFrom about $84 a month | $6,900 to $13,500 |
| Furnace and AC togetherFrom about $103 a month | $8,500 to $16,000 |
Monthly examples use the low end of each range at 7.99% APR for 120 months, with approved credit.
How it works
Three options on paper. You decide.
No pressure, and no discount that expires when we leave. Here is the whole process.
Free in-home estimate
Alana measures every room and brings good, better and best options with prices and monthly payments.
Apply in 5 minutes
Check your options on your phone. A soft inquiry does not affect your credit score.
Install as soon as tomorrow
Most replacements finish in one day, and your first payment is due about 30 days later.
Questions
Financing, answered.
Does checking my options hurt my credit?
No. Checking your options uses a soft inquiry. A full credit check happens only if you accept an offer.
Can I pay it off early?
Yes. There is no prepayment penalty on any plan we offer.
Can I finance a repair?
Yes, for repairs over $1,000. Ask your technician to show the monthly option next to the repair price.
What if I am not approved?
We have a second lending partner for more credit profiles, and a repair-first plan that buys you a season to save.
System down right now?
We can install a new system as soon as tomorrow, and finance it.
Call (502) 555-0137