01 / Industries
Programs built around how you work
Each industry has its own contracts, claims and carriers. We specialize in four, so your account team has seen your exposures before.
General contractors and specialty trades
Your contracts set your insurance requirements. We read them before we quote, so every certificate passes the first time.
Typical exposures
- Injuries to workers and the public
- Damage to finished work
- Theft of tools and materials
- Subcontractor gaps
Core coverages
- General liability
- Workers' comp
- Umbrella up to $25M
- Builder's risk and bonds
Contract terms we handle
- Additional insured status
- Waiver of subrogation
- Primary and noncontributory
- Owner-controlled wrap-ups
Fabricators, machine shops and plants
Your risk leaves the building with every shipment. We cover the plant, the people and the products.
Typical exposures
- Product defects after delivery
- Machine breakdown and downtime
- Workplace injuries
- Supply chain interruption
Core coverages
- Product liability and recall
- Property and equipment breakdown
- Workers' comp
- Cyber and wire fraud
Contract terms we handle
- Vendor endorsements
- Hold-harmless clauses
- Customer insurance audits
- Export and foreign exposure
Haulers and contractor fleets
Auto is the fastest-rising cost for most fleets. Driver files, telematics and safety scores now drive the price.
Typical exposures
- At-fault accidents
- Cargo loss and theft
- Driver injuries
- Large jury verdicts
Core coverages
- Commercial auto
- Motor truck cargo
- Physical damage
- Excess auto liability
What we help with
- Driver qualification files
- Telematics programs
- Safety score reviews
- Accident response kits
Owners and developers
From the first shovel to lease-up, the policy has to change as the project does. We plan each handoff before work starts.
Typical exposures
- Damage during construction
- Delays that push back openings
- Contractor insurance gaps
- Environmental conditions
Core coverages
- Builder's risk with soft costs
- Owner's interest liability
- Project-specific umbrella
- Pollution liability
What we help with
- Insurance terms in GC contracts
- Contractor certificate tracking
- Lender requirements
- Handoff to permanent property
Also / Other accounts we place
Not on the list? Ask us.
These accounts share exposures with our four core industries, so we place them every week.
- Engineering and architecture firms
- Excavation and site work
- Environmental contractors
- Equipment dealers and rental yards
- Building material suppliers
- Warehousing and logistics
- Property management companies
- Elevator and crane services
See where your program stands
Run the two-minute gap check, or send your policies for a full written review.