Renters insurance from $5 a month
Covers your stuff, your liability and a place to stay if your apartment becomes unlivable. Your landlord's policy covers the building, not your things.
Build your renters policy
Every change updates the price. Open "See the math" to check our work.
Your renters price
$9.00/mo
or $102 a year paid up front, 8% off
- $30,000 for your belongings
- $300,000 liability
- $500 deductible per claim
- Hotel and meals if you must move out
See the math
Example rates for this concept site. Your real price depends on your address and claims history.
Nice. Your price is $9.00 a month.
This is a demo site, so nothing was sent. On a live site, your policy documents would land in your inbox in about a minute.
Not sure what your stuff is worth?
Tick what you own. We add up typical replacement costs, then you can drop the total into your estimate.
Replacement costs are typical examples, not appraisals. Valuables over $1,500 each need the valuables add-on.
Your total$7,200
What renters insurance pays for
Eight situations we see every month, and how your policy handles each one.
Stolen bike
Taken from a rack downtown. Covered at home or away, minus your deductible.
Kitchen fire
Smoke damage to clothes and furniture, plus a hotel while the unit is cleaned.
Burst pipe
Water ruins a rug, a desk and a laptop. Your stuff is covered. The building is your landlord's.
Guest gets hurt
A friend trips on your rug and needs stitches. Liability pays their medical bills.
Break-in at the car
Your bag and laptop are stolen from the car. Your things are covered, the window is not.
Unlivable home
A fire next door closes your building for two weeks. We pay the hotel and extra meals.
Flooding
Rising water needs separate flood insurance.
Your dog bites
Liability often covers it. Some breeds and past bites can be excluded.
Examples only. Coverage is subject to policy terms, conditions and exclusions.
Renters FAQ
Does my landlord's insurance cover my stuff?
No. Your landlord insures the building. Your belongings and your liability need your own policy.
Can my roommate share my policy?
Each roommate needs their own policy, unless you are married or partners on the same lease.
When can coverage start?
As soon as 12:01 AM tomorrow, or any date in the next 60 days. Your proof of insurance arrives by email.